Seven tips for safe online shopping

Online shopping is a fast growth trend for the consumer in the Middle East and North Africa, this region is about that the next hotspot for e-commerce to be.

And a recent report by PayPal revealed that online spending in the Middle East and North Africa will grow from $ 9 billion in 2012 to $ 15 billion by 2015. The anti-savvy clients in matters of technology both from the world of digital technology with the appropriate its access roads and the abundance of attractive offers stunning range of the options.

But the region, being a suitable place for electronic crimes, also attract the attention of hackers and scammers who are also keen to do some shopping at the expense of their victims. This may include the use of a stolen credit card and bank account information to finance purchases online or even capture and sale of personal information to the highest bidder.

Warns Pradesh, Director General of the company ESET in the Middle East that while e-commerce is the trend certainly have a positive impact on both consumers and retailers in the Middle East and North Africa region, however, the customer must take certain precautions to ensure their safety on the Internet.

Here is a list the best our tips to help online shoppers avoid deception while grabbing the best deals online.

Tip 1: cleaning before shopping

Just as your car before you set out on a long journey, you must also make sure to keep your laptop in the best case before connecting to the Internet Shopping Malls. Give it some love and advanced protection through renovation and restoration of browser plug-ins such as additions "plug-ins". It may be useful to verify the absence of any of these bad additions, where the perpetrators of cyber crimes utilizing it for fraud this year. Finally, before shopping, update your operating system and anti-malware group also where will help you avoid infection from malicious software and frauds and keeps your progress smoothly.

Tip 2: Make sure that the safe and ideal shopping be from the PC, not the phone

During the application process from the Web site, check it uses SSL, the standard secure transactions - often appear in browsers in the form of a small key. If not, check the URL of any website address. And you should be able to see https or shttp before the web address instead of http. And check it on the PC easier than checking on your smartphone or tablet browsers, so the matter deserves to sit even if this Hraoua self-evident.

The use of SSL encrypts the exchange of information such as your credit card, do not Almtanston can read.

When you feel doubt, you can do a quick search on Google's site for the word "fool" or "scam" next to the name of the site to show you if this site or a history of problems.

Tip 3: Log in many locations? Do not use the password "real" your

Earlier this year, four of the five approved users of the Internet have been "locked" outside Web sites because of lost or forgotten passwords - and indulge in shopping attracts you to re-use the same site, where you log on from site to site. Do not do. If you re-use password - make sure it is "useless", in the sense that they do not relate to important passwords that you use for e-mail, or your bank.

And as a way for good measure, why not use an email address useless too? Will help you even reduce promotional e-mail to e-mail your own personal accounts!

Tip 4: Do not shop via Wi-Fi Protected third parties that can leak your data through

If you need to do any shopping via Wi-Fi make sure it is secure by looking for the lock icon in the square WiFi connection dialog. As a general rule, avoid shopping during the hot contact points such as General in shopping malls, cafes and so on. And be safer when you use the phone supports 3G or 4G hot point.

Despite the fact that it may increase your data bill, but that is better than to shop around someone your credit card. Deluxe thing you want is someone to snatch the details of your personal data from the air while you move them from your laptop to your smartphone.

Tip 5: Use a credit card

According to the PayPal site, about 80% of purchases in the Middle East made by cash payment upon receipt while 15% of them by credit and debit cards, and the rest are using PayPal.

If you cheat and tried to retrieve the owner, will be the best luck in credit card transactions Unlike debit cards. Fbtaqat credit often provide safeguards against fraud, while debit cards do not provide it. Many of the suppliers, whether in shopping malls or online, prefer debit cards because transactions will be cheaper for them. But this is not the customer's problem. Because credit cards can an extra layer of protection between you and put the bad guys.

Tip 6: Clear your credit card bill in anticipation of "errors"

After Angmask in heavy shopping trip, you may tend to avoid looking at the statements of your credit card accounts. Perhaps hoping not to be spent to the extent that you think. But if you were to cheat you, Vkhov accounts this may be the first signal, so at least he was a quick look at the statement to see if there were any dealings did not grasp.

For example, if you have never traveled to Russia and do not know anyone who lives in the suburbs of Moscow, it is clear that any transfers or shipments of computer equipment to the region is considered fraudulent. Remember, whenever taken a position faster, the closer you are to refund your money.

Additional advice for parents: Are you going to buy the latest gadgets? Make sure it is safe for children

Many of the tools already contain an embedded controls can help to protect children from adult content.

Be sure to prepare before the children run their gifts to the new. The operating system of Apple's iOS for the iPhone has, and iPod Ipad on a range of settings to restrict access based on age. This includes the ability to purchases from within applications, which can protect you from "bill shock" if the children to buy add-ons from within Aloab.oajhzh Kindle Fire of Amazon site has a fantastic range of child protection options. The operating system Windows 8 "Windows 8 PC" also updated security controls for parents elements can be found under the "family safe" area. Can monitor the use of the Internet and provide weekly for sites that they are browsing reports.

Make sure you know what your child tools that can connect to the Internet since the day, most gaming devices that can connect to the Internet as well. Vojhzh Xbox games such as "Xbox" and "Nintendo DS" has controls for parents to prevent children from accessing inappropriate content. Redeem - Many parents do not Istkhaddmohm!

Follow these simple tips and you will sleep better knowing that you are after safely while shopping online. Remember, things will appear on your computer, as is the case in real life, it looks better than the truth. Caution may seem boring, but it certainly has a good yield. After all, if you decide to shop online because you think that you do not have enough time, you certainly do not have time to carry the burden of dealing with online fraud.

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Safe shopping through the Internet is not about stealing only

It may not be surprising that the volume of online shopping amounted to $ 1.3 trillion at the end of last year, according to a report emarketer, but surprisingly, the size of the thefts on the Internet amounted to $ 5 billion from the same year. Therefore, the fear of fraud remains a project. But is it possible to mitigate the risk to some extent relatively acceptable?
One of us barely browse any site on the Internet without Tfatth generous offers calls to shopping over the network. Attractive discounts of up to ninety percent sometimes generous offers on hotels and restaurants, and clothing and footwear, proceed markets boundless and make the distance «push of a button them». But do you purchase via a secure network in markets endless, items from different brands all at your fingertips.

This is the era of shopping on the net, hauling farther shops you geographically closest to you by default. But do shopping via a secure network, or is it an adventure is bound to make you a victim of theft someday?

Internet is not safe

To be honest, no one can claim to be safe online hundred percent. But Internet security to the manner of use of the network does not, because the first assistant to the thief is usually the victim herself, either because of ignorance of the rules of proper procurement and verify the authenticity of the site, either because it does not take into account the possible risks. How to shop safely if?

First of all, to buy online you must use a credit card, and even other electronic means, Kalpaa PayPal and Google, are merely modes associated with credit cards.

So the first step is for the protection of non-use of regular card that puts the user in which an entire score, but he has to ask the bank already packed card dedicated to online shopping, to do the transfer of funds to the card through the online service. Of user preferred not to put any money in the new card only when you desire to purchase, conveys the exact amount only. In this way does not remain in the card a great balance to steal, but you must be aware that it can not dispose of the amount transferred only after 24 hours of being transferred.

Is the site safe already?

Shopping via Alanturntan the best way to buy is to check the location in which the consumer wants to buy it, is known shop? And address clearly? You could call or followed in case the operation failed?

It remains the best that the consumer buys from locations within the country or the world-renowned sites Komazzon eBay and others. It is best to stay away from countries that are difficult to verify traded, and that the site is only a broker, a high number of Chinese and Asian sites, with the exception of those that offer guarantees, if you book the amount paid to be sure of the arrival of goods to the buyer.

And then when you complete the purchase process and before placing secret code required must make sure there is a sign of protection set by the manufacturers for credit cards Kveza (verified by visa) and MasterCard (mastercard secure code), and others, as well as making sure that the mark matching the global mark in the English language, because this is an electronic signature can not be imitated or forged.

Care must be taken, as well as on-demand from the bank that the user is informed by text message when the process of withdrawing all over the network, and so in the event of theft has can rectify the matter and stop the process. What is its shoppers through the net more is cheating, which differs from the theft. There are card theft, but send the merchandise is different from what the buyer requested, or if the goods are said to have run out, and therefore must choose the other across the net, money can not be returned.

Therefore, it is always best to read the Terms and Conditions before you buy, and make sure of the quality, as well as the question must be for the return and replacement conditions. It is more what shoppers are also located where is the lack of clarity in the price, do not reach for the shipping cost, albeit in the price or not, as well as other costs of such as: customs and storage. When the bill comes Buyer surprised additional amount binding or automatically resolved by credit card, so you should make sure the shipping cost before buying mechanism to prevent unpleasant surprises.

Fraud wherever it

Internet users often receive messages claiming to be from credit card companies, and are informing them that their data were stolen and ask refill information to address the risk. Citizens should know that the sender is a thief inevitably, because any similar order is not the client to inform him directly, but this is done through the bank and the phone call is not an e-mail. It delivers this information is not someone who delivers his key to the thief. If the commitment of the steps above, the likelihood of theft remains limited, but if it happened that any human exposure similar to the order, he reported to the bank immediately to stop the operation, with the knowledge that most banks set for emergency works day and night.

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Buy online, risks and tips for safe buying

Buying online has become in this era of the things that facilitate the lives of many, and this has flourished and spread of e-commerce in the last decade, largely, as you can and become easily request a book or a piece of electronic gift or to pay utility bills from the water and electricity and mobile and fixed telephone, and many other things that can be purchased online through the e-payment.

However, some people still do not trust these electronic services, as often hear about the accreditation card theft and theft of the balance of a person or a person with the purchase of the card without his knowledge, and this is actually exists, and on this subject I will talk about procurement methods e-procurement and risk through credit cards issued and tips for safe buying through credit cards issued.

Ways purchase online:

There are a lot of methods that enable the customer to purchase online, but unfortunately most of us is not applicable in many Arab countries, and in the following simplified explanation for some of these ways:

1. Payment by credit cards issued (Credit Cards), and is the most dangerous fact that the procurement process be put card number and security number on the back of the card, and general information about the buyer, which can easily be used by third parties in the event of lost this card

2. bank transfers (Wire Transfer), and is the transfer from your bank account to the person or company that buys them, and is way more secure than its predecessor, but the consequent commissions Money large bank, and does not fit the purchases that are of small value.

3. remittances through transfer companies such as Western Union Company, and is a safe way, but like its predecessor Amoltha large and do not fit small operations.

3. Payment by phone (Pay by phone) or fax: and is a service available in some countries, as you can purchase by calling a particular phone number, are adding additional cost to your bill, but when you use this service you must ask for this commission Contact.

4. Payment by check: You may purchase converts a check, but if the check will be sent to another country is the time needed to reach, and the time of the exchange, and also needs you an extra effort to send the check, and most of the companies on the Internet does not accept checks, and on this the way The least prevalent.

5. Payment via dedicated Internet electronic accounts: such payment by the Arab cashews, and many English services such as Mona poker and Alaigauld and Allaeberta Reserve and Albay Paul and other payment methods show and some of them disappear for lack of credibility and guarantee all of these companies , and in addition to the lack of credibility of some of them, you will face several problems in working with these companies, and is the commission conversion multiplier, first to the service, and then commission the purchase, but these services may be a solution in some countries where the difficult sales and buy online easily, such as Syria, for example.

Purchase by credit cards issued:

The purchase by the accreditation of the easiest and more ways to purchase online cards prevalent, as are the procurement process put the card number and the expiration of the account holder and the name and address of the date and security number (consisting of 3 or 4 digits back of the card) and is symbolized by the CVV or CVC or CVV2

All these information can be found on the often card except for the title, and most of the companies met with the parent company to match the address listed with the address written on the card and sometimes call you to match information and to confirm Achara process problem comes if skipped these questions with answers are correct as it happens in the event of theft identity.

We note here that the lack of security here be present because of easy access to your data from the card, and the following are some of the methods used by thieves to get your information.

Identity Theft (Identity theft):

Sarko able to steal the identities of your reliance card information in several ways, and I remember some of them here and later prevention methods.

     Spam that link to your e-mail often contain offers to buy drugs or cheap programs, when Maholtkm purchase through the links in these messages, you are you are granting your information for free for identity thieves, Badkhalkm each payment process in their details, and are therefore collecting this information and making purchases through your cards. (Read more about spam).
     Spyware and recorders keystrokes and some viruses: and are malicious programs often grown in your devices via the Internet, and sometimes by people with permission to access to your devices, and these programs logs keystrokes, which can contain your passwords credit your cards and numbers in case you are bought from the Internet, and some of these programs allow her employer access to your files and check them and copy them, and on this Valoman be secure in your desk top of the form in which these behaviors Sazl shortly.
     Espionage and devices that can be installed at the entrance of the keyboard, and the purpose of recording keystrokes, and spread reports in the past to warn of the presence of these pieces in Internet cafes, and the following are several types of recorders keys: KeyShark_Hardware_Keyloggerkeyghost-usb-keylogger strikes

keylogger

     Direct observation by surveillance cameras, as if using the computer in a public place and the camera monitors the keyboard you have to know the keys used in the input.
     Stolen card information in the purchase or shops points, as should be monitored well card and prevent sellers in these stores from recording or photographing your card and take their information.

Ways to protect your card from being stolen:

It is noted in the case of the theft of card information that the error is often the result of the protection of computer error, and for this you should follow these steps to secure your card information theft

1. You should not trust ads that connects you to the Internet via e-mail, and on this you should not purchase any product announcement receive via e-mail, but from a store you trust him and declares that it is possible to send advertising messages containing links to the presentations.
2. The selection of stores where security certificates for your purchase, and these security certificates in the form of buttons recognized the writing and contain such as the protection of sites:

VBV_logo

3. that the page where you enter the purchase data on worker recognized layer of security to be, ie, that the site in the address bar starts with https instead of http, and you will find at the site then a button containing security information such as VeriSign Secured, not only this, but press the button to make sure it contains information about the location in which you buy it and the button is not copied from another site.

verisign-logo

4. You protect your computer from viruses and recorders of keystrokes, and has explained the methods of protection from viruses and advised an excellent program on the following link: protect your computer from viruses and hack

5. You should not use your credit cards or banking information from public agencies in order to preserve the privacy of these cards from theft different ways.

6. You do not store your bank on your computer to protect it from interference and theft by Almokhtrven or by hackers.

7. If you are using your computer at work atmosphere or your surroundings a number of people, and you want to maintain your privacy, you protect your computer with a password, and log off or switch user in case you want a little bit away from the computer, and then appear to Mtzvelin request to put the word password to continue and access to a computer.

8. If you purchased the card from stores or POS careful not to copy the card information and the absence of suspicious devices on the communication device.

Purchase of the Internet is an important feature to ease, and any of us can be used safely, and if followed these steps you will have gone a long way in protecting yourself and your account.

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